Ladki Bahin Yojana FAQs

Ladki Bahin Yojana is a women-focused welfare scheme announced by the Government of Maharashtra. Its stated purpose is to give eligible women regular financial support directly in their own bank account, so that they have some independent money for household and personal needs.

The scheme is designed, funded and administered only by the state government. Rules, amounts and timelines can be revised, so current government rules should be verified before applying.

Broadly, the scheme is meant for women who are residents of Maharashtra, fall inside the prescribed age range, belong to a family within the prescribed annual income limit, and hold a bank account in their own name for direct transfer.

There are also exclusion conditions. Applicants from families where a member pays income tax, holds a regular government job, or already receives a similar monthly benefit are commonly kept outside the scheme. The exact eligibility and exclusion list is decided by the government, so current government rules should be verified before applying.

The scheme has been widely reported with an age band of 21 to 65 years, calculated on a cut-off date fixed by the government. Age is normally checked from Aadhaar or another accepted date-of-birth document, so the date on your documents matters more than your own calculation.

Age limits have been revised in the past. Current government rules should be verified before applying.

The scheme has been widely reported with an annual family income limit of up to Rs. 2.5 lakh. Income is counted for the whole family, not only for the applicant, and it is checked from an income certificate or from an accepted alternative such as a ration card, depending on the rules in force.

Income limits and accepted proofs can change. Current government rules should be verified before applying.

Yes. This is a state scheme funded by the Government of Maharashtra, so it is meant for women residing in Maharashtra, and residency proof is normally part of the application.

Women who have moved to Maharashtra after marriage are usually assessed through the husband documents or family records accepted by the department. The accepted proof list is set by the government and should be verified before applying.

Unmarried women have been included in the announced eligible categories, subject to the same age, residency and family income conditions as other applicants. In many announcements a limit was also placed on how many women from one family can receive the benefit.

Because category rules have been amended more than once, current government rules should be verified before applying.

Widowed women have been listed among the eligible categories, provided the age, residency and income conditions are met.

One point needs care: if a widow already receives another monthly state pension or a similar financial benefit, the exclusion rules may apply or the amount may be adjusted. Current government rules should be verified before applying.

Divorced women have been included in the announced eligible categories, subject to the standard age, residency and family income conditions.

For income and residency checks, the department may look at the applicant own current household rather than the former household. How this is assessed can differ case to case, so the position should be confirmed with the office handling your application.

Abandoned and destitute women have been listed among the eligible categories. Since such applicants often cannot produce a standard family income certificate, the rules have allowed alternative proofs or a self-declaration in specified situations.

What is accepted in place of a missing document is decided by the department, so it is best to ask the local office or Anganwadi worker directly before applying.

Yes. Age bands, income limits, accepted documents, exclusion conditions and verification steps have all been revised at different points through government resolutions and departmental circulars.

Treat any eligibility information you read online, including on this website, as general guidance only. Current government rules should be verified before applying. You can also read our detailed eligibility guide.

The document set commonly asked for includes:

• Aadhaar card of the applicant
• Proof of residence in Maharashtra, such as a domicile certificate or an accepted alternative
• Income certificate, or an accepted alternative such as a ration card
• Bank account details in the applicant own name, linked to Aadhaar
• Recent passport-size photograph
• Mobile number that is linked with Aadhaar, for OTP
• Signed self-declaration or undertaking in the prescribed format

The exact list depends on the applicant category and on the rules in force. Current government rules should be verified before applying. See our full documents checklist.

In practice Aadhaar is central to the process. It is used to confirm identity, to check age, to complete eKYC and to route the payment through the direct benefit transfer system.

Before applying, check that your name, date of birth and mobile number on Aadhaar are correct and up to date, because most rejections and payment failures start from a mismatch here.

Yes, for direct benefit transfer the money has to reach an account that is in the applicant own name and seeded with Aadhaar. A joint account in a husband or father name, or an account belonging to a relative, is normally not accepted.

Aadhaar seeding is not the same as simply giving your Aadhaar number to the bank. The account also has to be mapped in the NPCI system for DBT. Your bank branch can confirm both the seeding and the DBT mapping status for you.

An income certificate issued by the competent authority is the standard proof of family income. To reduce difficulty for applicants, the rules have at times allowed an accepted alternative, such as a ration card of a specified category, in place of a fresh income certificate.

Whether an alternative is accepted in your case depends on the rules in force and on the category you apply under, so current government rules should be verified before applying.

Residency is usually established through a domicile certificate. Where a domicile certificate is not available, documents such as a Maharashtra ration card, voter identity card, birth certificate or school leaving certificate have been accepted as supporting proof under the rules in force.

Women who moved to Maharashtra after marriage may be assessed through the husband documents. Since the accepted list is set by the department, confirm it locally before applying.

Applications are accepted only through official government channels. In previous rounds these have included the official state portal or mobile application, Anganwadi workers and supervisors, gram panchayat or ward level assistance points, and designated Setu or common service centres.

Application windows open and close by government notification, and the active channels change between rounds. Check which channel is currently open before you collect documents. Our how to apply guide explains the usual steps.

Verify with an official source: the official Government of Maharashtra portal for the scheme, the concerned department notification or government resolution, or the local Anganwadi, gram panchayat or municipal ward office.

No independent website, including this one, can confirm the live status of the application window. If a website or a person asks for a fee to submit your application, treat it as a warning sign, because applying through official channels is free.

Four checks save most of the trouble later:

• Confirm your Aadhaar name, date of birth and address are correct
• Confirm your mobile number is linked with Aadhaar, so OTP can reach you
• Confirm your bank account is in your own name, active, Aadhaar seeded and DBT enabled
• Keep residency and income proofs ready in the format the department accepts

You can also run our eligibility checker first to review the basic conditions.

After submission you normally receive an acknowledgement or application number. Keep it safe, because status enquiries and corrections usually need it. The application then goes for verification of identity, residency, income and bank details at the level fixed by the department.

If the application is approved, payment is released to the verified bank account through direct benefit transfer. Processing time depends on the volume of applications and on the verification stage, so no fixed timeline can be promised.

Report it quickly through the same channel you used to apply. If you applied online, check whether the portal allows an edit or a correction request. If you applied through an Anganwadi worker or a local office, go back to the same office with your application number and the correct documents.

If the error is in the source document itself, such as a wrong name or date of birth in Aadhaar or in bank records, correct the document first. Otherwise the same mismatch will appear again at verification.

eKYC means electronic know your customer. It is a digital identity check in which your Aadhaar details are verified electronically, usually through an OTP sent to the mobile number linked with Aadhaar, or through biometric verification at an authorised centre.

It replaces the older method of submitting photocopies for manual checking. Our eKYC guide explains the usual steps in more detail.

eKYC helps the department confirm that the applicant is a real, identified person, that the same person has not been enrolled twice, and that the bank account receiving the money actually belongs to her.

In benefit schemes, verification steps are also used at review stages to confirm that beneficiaries on the list are still eligible. Whether eKYC is required at a given stage depends on the rules in force, which should be verified from an official source.

The most common reason is that no mobile number, or an old mobile number, is linked with your Aadhaar. In that case the OTP goes to a number you no longer use. Updating the mobile number at an Aadhaar enrolment or update centre solves it.

Other causes are weak network, a full message inbox, message blocking on the SIM, or heavy load on the server. Try again after some time from a location with better signal, and confirm you are entering the correct Aadhaar number. If it still fails, biometric verification at an authorised centre is usually the alternative.

Mismatch usually happens when the name spelling, date of birth or address differs between Aadhaar, the bank record and the application form. A very frequent case is a maiden name in the bank record and a married name in Aadhaar, or the other way round.

Fix the source record first. Update Aadhaar at an enrolment or update centre, or update the bank record at your branch, and then repeat the verification so that all three records read the same.

No. This website is informational only. It cannot perform eKYC, cannot access Aadhaar systems, and never asks for your Aadhaar number, OTP or bank details.

eKYC can only be completed through official government or authorised channels. Never share your Aadhaar OTP with any website, caller or agent, because a shared OTP can be used to authenticate transactions in your name.

The scheme provides monthly financial assistance to eligible women, paid into their own bank account. The amount announced at launch and widely reported since then is Rs. 1,500 per month.

The amount payable in any given month is decided by the government and can be revised, so current government rules should be verified. More detail is available on our benefits page.

Payment is made through direct benefit transfer into the beneficiary own bank account. No cash is handed over, and no agent is involved in the payment.

Because payment moves through the Aadhaar-linked route, transfers fail when the account is dormant, when Aadhaar seeding or DBT mapping is missing, or when the name does not match. If a payment does not arrive, check the account status at your bank branch first, then follow up with the office that processed your application.

Yes. The amount, the payment schedule and the continuation of the scheme all depend on government decisions and budget provisions, and can be revised or adjusted.

Any figure quoted on this website reflects what has been publicly announced and reported. It is not a guarantee of what will be credited to you. Current government rules should be verified before applying.

No. This is an independent informational website and is not operated by the Government of Maharashtra.

We do not accept applications, do not process documents, and cannot approve, reject or check the status of any application. For official information and for applying, always use the official government portal or your local government office.

No. The checker provides an indicative result based on the information entered. It does not provide an official government eligibility decision.

Only the concerned government authority can decide an application, after verifying your documents. Use the eligibility checker to review the basic conditions before you spend time collecting papers, and treat the result as guidance, not as approval.