Terms and Conditions

Website: https://ladki-bahin-yojana.com
Contact Email: contact@ladki-bahin-yojana.com

⚠️ Please read these Terms and Conditions carefully before using this website. By accessing or using ladki-bahin-yojana.com (the “Website”), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our Website.

Table of Contents

1. Introduction & Purpose

ladki-bahin-yojana.com is an independent, non‑governmental educational blog. Our sole purpose is to provide simplified, general information about the Maharashtra government’s “Mukhya Mantri Ladki Bahin Yojana” (and related schemes) to help women understand eligibility criteria, application steps, and documentation requirements.

We are NOT:

A government body, department, or official scheme implementation authority.
Affiliated with the Chief Minister’s Office, Maharashtra Women & Child Development Department, or any government portal.
Authorised to process, approve, reject, or verify any application, document, or payment.

2. Educational & Informational Use Only

All content on this Website – including text, guides, checklists, infographics, FAQs, and news summaries – is provided for general informational and educational purposes only. Nothing on this Website constitutes:

Legal advice
Financial advice
Official government notification
A binding representation of scheme rules

👉 You must independently verify all information from official government sources before taking any action (see Section 4 below).

3. No Government Affiliation – Explicit Disclaimer

To avoid any misunderstanding:

We do not represent, speak for, or act on behalf of any government authority.
Any views expressed on this Website are solely those of the independent content team.
Use of official scheme names (e.g., “Ladki Bahin Yojana”) is for identification and commentary purposes only and does not imply endorsement or partnership.

🔒 We never request money, Aadhaar, OTP, or bank details. If anyone claiming to be from this Website asks for such information, it is a scam. Please report it to local cybercrime authorities.

4. Your Responsibility to Verify with Official Sources

Government schemes, rules, deadlines, forms, and installment dates change frequently. The information on this Website may become outdated or contain unintentional errors despite our best efforts.

You agree that:

It is your sole responsibility to verify any critical information – especially eligibility, required documents, application deadlines, and payment status – from official Maharashtra government sources.
Official sources include:
- The official scheme portal (.gov.in domain)
- Maharashtra Women & Child Development Department website
- Your local Setu Suvidha Kendra or Talathi office
- Government helpline 181

We provide links to official sources where possible, but we are not responsible for the accuracy, availability, or content of those external websites.

5. No Warranties ( “As Is” & “As Available” )

The Website and all content are provided “AS IS” and “AS AVAILABLE” without any warranties of any kind, either express or implied, including but not limited to:

Implied warranties of merchantability, fitness for a particular purpose, or non‑infringement.
Warranties that the Website will be uninterrupted, error‑free, secure, or free of viruses or other harmful components.
Warranties that the information is accurate, complete, reliable, current, or error‑free.

We do not warrant that your use of the Website will meet your expectations or that any errors will be corrected.

6. Limitation of Liability

To the maximum extent permitted by applicable law, ladki-bahin-yojana.com and its owners, contributors, and team shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to:

Your use or inability to use the Website.
Any decision made or action taken in reliance upon the information provided on the Website.
Loss of benefits, application rejection, missed deadlines, or financial loss resulting from inaccurate or outdated information.
Unauthorised access to or alteration of your transmissions or data (if any).
Any bugs, viruses, or other harmful code transmitted through the Website.

In jurisdictions that do not allow the exclusion or limitation of liability for certain damages, our liability shall be limited to the fullest extent permitted by law.

7. User Conduct & Prohibited Uses

When using this Website, you agree not to:

Use the Website for any unlawful purpose or in violation of any applicable law (including Indian laws).
Attempt to gain unauthorised access to our servers, databases, or any third‑party services.
Scrape, copy, or republish substantial portions of our content without written permission (see Section 9 – Intellectual Property).
Use the Website to transmit any viruses, malware, or other harmful code.
Impersonate any person or entity, or falsely state or misrepresent your affiliation with any person or entity (including claiming to be a government official).
Post or transmit any content that is defamatory, obscene, abusive, or otherwise objectionable.

Violation of these terms may result in immediate termination of your access to the Website.

8. External Links (Third‑Party Websites)

Our Website may contain links to external websites that are not owned or controlled by us, including official government portals (.gov.in), news websites, and helpline pages. We provide these links for your convenience only.

We have no control over the content, privacy policies, or practices of any third‑party website.
We do not endorse, guarantee, or assume responsibility for the accuracy or reliability of any information offered by third‑party websites.

If you leave our Website and visit a third‑party site, you do so at your own risk. We encourage you to read the terms and privacy policies of any external site you visit.

9. Intellectual Property Rights

Unless otherwise stated, all content on this Website – including text, original graphics, guides, checklists, logos, and layout – is the intellectual property of ladki-bahin-yojana.com or its content contributors and is protected by Indian and international copyright laws.

You may:

Access, read, and share individual pages via social media or email for personal, non‑commercial use, provided you give proper credit and a link back to our Website.

You may NOT:

Republish, reproduce, duplicate, copy, sell, resell, or exploit any portion of the content without our prior written consent.
Use automated systems (bots, scrapers) to extract content for commercial purposes.

For permission requests, email contact@ladki-bahin-yojana.com with the subject “Content Permission Request.”

10. User Contributions (Comments, Emails, Feedback)

If you voluntarily submit any feedback, suggestions, questions, or corrections via email or a contact form, you grant us a non‑exclusive, royalty‑free, perpetual, irrevocable license to use, modify, publish, or incorporate that feedback into our Website without any compensation to you.

We are not obligated to respond to every submission. Do not send us any sensitive personal information (Aadhaar, PAN, bank account numbers) – if you do, we will delete it and cannot guarantee its security.

11. Indemnification

You agree to indemnify, defend, and hold harmless ladki-bahin-yojana.com, its owners, team members, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of or related to:

Your use of the Website in violation of these Terms.
Your breach of any applicable laws or regulations.
Your reliance on any information from the Website without verifying with official sources.

12. Modification of Terms

We reserve the right to revise, update, or change these Terms and Conditions at any time without prior notice. The “Last Updated” date at the top of this page indicates when changes were made.

Continued use of the Website after any changes constitutes your acceptance of the new Terms.
For significant changes, we will post a notice on our homepage.

It is your responsibility to review these Terms periodically.

13. Termination

We may, in our sole discretion, suspend or terminate your access to all or part of the Website for any reason, including violation of these Terms. Termination may occur without prior notice. Upon termination, your right to use the Website ceases immediately.

Sections that by their nature should survive termination (e.g., No Warranties, Limitation of Liability, Indemnification, Governing Law) shall remain in effect.

14. Governing Law & Dispute Resolution

These Terms and Conditions shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law principles.

Any dispute arising out of or relating to these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts located in Mumbai, Maharashtra, India.

No class actions: You agree to resolve any disputes on an individual basis and waive the right to participate in a class action or representative proceeding.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

16. Entire Agreement

These Terms and Conditions, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and ladki-bahin-yojana.com regarding your use of the Website. They supersede any prior agreements or understandings, whether written or oral.

17. Contact Information for Legal or Terms‑Related Questions

If you have any questions about these Terms and Conditions, please contact us: Contact Us page

📧 Email: contact@ladki-bahin-yojana.com
📌 Subject line: TERMS QUESTION – [brief description]

We will make reasonable efforts to respond within 5–7 business days.

Summary for Quick Reference

Clause	Key Takeaway
Educational only	We are a blog, not a government authority.
Verify from official sources	You must check `.gov.in` portals before acting.
No warranties	Information may have errors or be outdated.
No liability	We are not responsible for any losses or rejected applications.
External links	We don’t control government or other third‑party sites.
Copyright	Do not copy our content without permission.
Governing law	Disputes resolved in Mumbai, India.

Thank you for using ladki-bahin-yojana.com as a free educational resource. Please always cross‑check with official government sources before making important decisions.

Team Ladki Bahin Yojana Guide